250+ Money Affirmations For Financial Abundance and Wealth

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Finances can be disheartening and frustrating. Here are our favorite “money mantras.” This is a cheat sheet for times you need affirmation.

These money affirmations might help you feel peaceful and positive about your finances.

What are money affirmations?

Affirmations are positive words about completed goals.

Daily affirmations are part of practicing the law of attraction, where you put your wishes out into the universe to actualize. You attract your concentration.

Money Affirmations


Wealth affirmations are about money and you. It can be about how you handle money, what you do with it, or how much you make.

Affirmations can change your money story and help you overcome money hurdles. However, they are only part of it. Must…

  1. Are you focused on scarcity or abundance?
  2. Manifestation and the law of attraction use affirmations. Use them with hard effort and determination.
  3. Money-win! Prepare the stage and props.
  4. SMART financial objectives (this is the actual work)

There are powerful affirmations about money on the list…

  • Money-making
  • Managing your finances
  • Money-making
  • Money comfort
  • Investing
  • Cash chants

Some sentences are quite similar, but one word, a little alteration in tone, or meaning can make all the difference.

Print the list, check all that apply and then restrict each section to 3 options. Repeat the phrases until one seems “truer” to you.

Each segment doesn’t need one. Use this list to define your financial goals.

Manifesting Money Affirmations

  1. I attract money to me easily and effortlessly.
  2. I am a money magnet.
  3. I release all resistance to attracting money.
  4. I accept and receive unexpected money.
  5. I am a magnet for money. Prosperity is drawn to me.
  6. Money comes to me easily and effortlessly.
  7. Wealth constantly flows into my life.
  8. My finances improve beyond my dreams.
  9. I am attracting money at this very moment.
  10. I am open and receptive to all the wealth life brings me.
  11. I attract money happily in my life.
  12. I attract money beyond my wildest dreams.
  13. I am open to receiving money in my life.
  14. The more I focus on joy, the more money I will make.
  15. I attract money to give to others.
  16. Money is energy, and it flows into my life constantly.
  17. Money flows to me in expected and unexpected ways.
  18. I have the power to attract wealth and money into my life.
  19. Money is abundant, and I attract it naturally.
  20. Money is unlimited, and my prosperity is unlimited.
  21. Money is pouring into my life.
  22. An abundance of money is flowing into my life right now.
  23. My mind is a powerful magnet for wealth and abundance.
  24. Money flows to me freely as I move through this world.
  25. I will attain all the riches that I desire with time.
  26. I am on my way to becoming wealthy.
  27. Everything I need to build wealth is available to me right now.
  28. There is money all around me; I just have to grab it.
  29. I am a magnet that can attract money in any endeavor I undertake.
  30. I love attracting money.
  31. Money falls into my lap in miraculous ways.
  32. People love giving me money.
  33. I trust that more money is coming to me.
  34. I am aligned with the energy of wealth and abundance.
  35. I allow money to flow easily to me.
  36. Money is being drawn to me at every moment.
  37. I am so grateful for the ability to manifest money when I want it.
  38. I am creating an abundant future with my thoughts today.
  39. More money is lining up for me right this minute.
  40. I choose to focus on money flowing to me with ease.
  41. I can see examples of abundance all around.
  42. Money chooses me, always.
  43. I visualize myself having money, and I receive more money.
  44. Money is drawn to me, always.
  45. Money simply falls into my lap.
  46. I attract wealth to me from all directions.
  47. I attract massive amounts of money to me.
  48. I breathe in abundance.
  49. I allow prosperity to flow into my life.

Affirmations for managing your money

  1. I am capable of overcoming any money obstacles that stand in my way.
  2. I boldly conquer my money goals.
  3. I am the master of my wealth.
  4. I can handle large sums of money.
  5. I am an excellent money manager.
  6. I believe money is important.
  7. I know that money is freedom.
  8. My capacity to hold and grow money expands every day.
  9. I always have more money coming in than going out.
  10. My income is always higher than my expenses.
  11. I enjoy managing and investing my money.
  12. My finances improve beyond anything I could ever imagine.
  13. I am wealthy and living on my own terms.
  14. Money is a tool that can change my life for the better.
  15. I control money; money doesn’t control me.
  16. I am a capable person that can tackle all money obstacles.
  17. I have the power to be a financially successful person.
  18. I have the power to improve my relationship with money.
  19. I can find the positive in my money situation.
  20. I believe in my ability to use the money that comes into my life to meet my financial goals.
  21. It is within my power to create a successful financial future.
  22. With hard work, I can build the financial future that I desire.
  23. I have the discipline to make hard financial choices now to enjoy an easier life later on.
  24. I am in control of my spending.
  25. My debt doesn’t control me; I manage it.
  26. Making choices to build wealth today can allow me to create the life I desire.
  27. I have the ability to learn how to manage my money better.
  28. I am excited to keep my finances on the right path.
  29. My actions perpetuate a life of prosperity.
  30. I can track my expenses and stick to a budget.
  31. I can make my dreams a reality with careful budgeting.
  32. I am passionate about building wealth and recognize all the value that it brings to my life.
  33. I am capable of managing large sums of money.
  34. I am responsible for money and manage it wisely.
  35. I am successful with money.
  36. I am one step closer to my financial goals.
  37. Financial success belongs to me, and I accept it now.
  38. Every action I take will plant the seeds for wealth.
  39. I make wise financial decisions and trust my process.
  40. I am ready to make my financial goals and dreams a reality.
  41. I am excited to start and establish my money-making goals.
  42. I am a successful money saver.
  43. It’s easy for me to change my money story.
  44. I reclaim my money power.
  45. I choose to be organized and responsible with money.
  46. No matter how I feel or what I do, money gets to be easy.
  47. Being rich is a part of who I am.
  48. Money is a tool, and I am going to learn to use it well.
  49. I am in control of my financial life.
  50. I overcome all obstacles that lie in my way of financial success.
  51. I will be debt-free. I have the power to make it happen.
  52. My future self will thank me for saving money today.
  53. My savings will continue to grow, and I will be financially secure.
  54. I will build an emergency fund to safeguard myself.
  55. I enjoy the challenge of saving more money.
  56. Every dollar saved puts me closer to financial freedom.

Money-Making Affirmations

  1. I make money easily.
  2. I deserve to make more money.
  3. I am worthy of making more money.
  4. I embrace new avenues of income.
  5. I welcome an unlimited source of income and wealth in my life.
  6. I constantly attract opportunities that create more money.
  7. I constantly discover new sources of income.
  8. My income is growing higher and higher.
  9. I attract enough income to pay for the lifestyle I want.
  10. I get rich doing what I love.
  11. My bank account is constantly filled with money.
  12. There are no limits to the money I can make.
  13. The more fun I have, the more money I make.
  14. My income is constantly increasing.
  15. My income will exceed my expenses.
  16. Money is an abundant resource that I can earn.
  17. My income has unlimited potential.
  18. I accept the flow of money from multiple sources.
  19. My job provides the opportunity to work towards my financial goals.
  20. I enjoy making money and genuinely love my work.
  21. I can leverage my skills to bring in more money at any time.
  22. I believe in my ability to earn more money.
  23. I deserve the opportunity to earn more than I make today.
  24. Every day is a fresh opportunity to earn more money.
  25. I am capable of turning my skills and expertise into income.
  26. My hard work will bring me money.
  27. My skills and hard work bring me wealth, and I am grateful and respectful of that.
  28. Making money is a positive endeavor that serves me, my family, and my community.
  29. There are countless opportunities to make more money in my life.
  30. The money that I have invested will be returned to me tenfold.
  31. Manifesting money is easy because I’m ready to put in the work.
  32. I have fun earning money.
  33. I am so excited about receiving more money.
  34. I am so grateful for the opportunity to manifest more income.
  35. It’s easy to make money.
  36. I am easily creating more money and abundance.
  37. Money comes to me in fun, easy and surprising ways!
  38. There is no limit to the amount of money I am capable of earning.
  39. Every dollar that flows to me now works for me, to earn more money.

Affirmations that you have enough money

  1. I always have enough money.
  2. I believe there is enough money for everyone.
  3. I am financially free.
  4. I have more than enough money.
  5. Money is abundant to me.
  6. I always have enough money to fulfill my needs.
  7. The universe provides enough money for everyone.
  8. I can become financially free.
  9. Financial freedom is not just a dream; it will be my reality.
  10. I have enough money to enjoy my day-to-day life freely.
  11. I have more money than I could ever spend.
  12. I am what a wealthy person looks like.
  13. I choose to stay focused on abundance no matter what.
  14. I always have more than enough for everything I need.
  15. I am wealthy
  16. I can easily afford anything I want.

Affirmations about money to help you feel better about it

  1. I am grateful for the money.
  2. I love money because money loves me.
  3. I am worthy of the wealth I desire.
  4. I release all negative energy over money.
  5. Money is the root of joy and comfort.
  6. Money and spirituality can co-exist in harmony.
  7. Money and love can be friends.
  8. I am at peace with having a lot of money.
  9. I am grateful for all the money I have now.
  10. I have a positive money mindset.
  11. I deserve to be rich.
  12. I deserve money in my life.
  13. I am grateful for all that money brings me.
  14. I let go of all my limiting beliefs around money.
  15. I let go of all my fears around money.
  16. I know anyone can be wealthy, including me.
  17. Every day, I choose money and wealth.
  18. All the money I have brings me joy.
  19. I am worthy of a wealthy life.
  20. My wealth comes from being honest and authentic in everything I do.
  21. If others can be wealthy, so can I.
  22. I deserve a prosperous life.
  23. I am worthy of a solid financial foundation.
  24. I am not poor; I am on the path to a wealthy life.
  25. I gracefully surrender all of my resistance to wealth.
  26. I am worthy of financial security and freedom.
  27. Financial security brings me peace.
  28. I am thankful for the comfort that having money can bring to me when I manage it well.
  29. I enjoy the money.
  30. I am grateful for the money I already have and the money that’s on its way to me now.
  31. I embrace a life of abundance and positive thinking.
  32. I am so happy and grateful that money flows to me easily and effortlessly.
  33. My relationship with money gets better and better every day.
  34. I am worthy of money.
  35. It is safe to be wealthy.
  36. I trust money.
  37. I deserve to be financially rewarded.
  38. I choose to think only positive thoughts about money.
  39. I choose to feel wealthy right now.
  40. I am healing my relationship with money.
  41. Having money makes me feel calm and confident.
  42. I choose to believe I deserve to have plenty of money.
  43. Financial well-being is my new reality.
  44. My positive attitude is attracting money.
  45. I am thankful for the abundance and prosperity in my life.
  46. I give myself permission to prosper and build wealth and to be happy about it.
  47. I bless all rich, wealthy, and abundant people.
  48. I am grateful for the wealth that is inside of me.
  49. I embrace all positive associations with money, wealth, abundance, and prosperity.

Money affirmations for using your wealth

  1. I am generous with my money.
  2. I change the world with my money.
  3. I love to give money to a good home.
  4. I use the money to better my life and the lives of others.
  5. Money is my servant.
  6. The money I contribute always comes back to me multiplied.
  7. I use the money to improve the lives of others.
  8. My money works hard for me, to make me more and more money.
  9. I use the money to improve my life.
  10. Money creates a positive impact on my life and the life of others.
  11. The more value I contribute, the more money I will make.
  12. I am grateful that I can contribute my money to the economy.
  13. I am happy to pay my bills for all that they provide me.
  14. The money I spend and earn makes me happy.
  15. I can use the money to create a better life.
  16. Money can expand the opportunities in my life.
  17. Through thoughtful generosity, more money will flow back to me.
  18. I have the ability to spend money on the things that matter to me most.
  19. I am happy when I spend my money responsibly.
  20. Having money opens me to opportunities and new experiences.
  21. I can use the money to change the world for the better.
  22. I choose to spend my money wisely.
  23. Money is used to provide good things for my life and the lives of the people I love.
  24. As I earn money, I am equipped to give and serve generously.
  25. Money well-spent is a source of good and positive things.
  26. Because I have money, I can give and serve generously.
  27. I will be mindful of my wealth so that it can serve me and those around me.
  28. My money allows me to have a life I love.
  29. Every dollar I spend comes back to me multiplied.
  30. I love the freedom that comes with financial abundance.
  31. Money is good because I use it for good things.
  32. Being wealthy gives me the power to help countless people in this world.
  33. The more I give, the wealthier I become.
  34. People benefit from my wealth & abundance.

Money Mantras

Money mantras are comparable to affirmations.

According to the Institute for Integrative Nutrition, mantras are words, sounds, or invocations in Sanskrit or another language that help focus concentration and meditation while joining the individual with a higher force.

They strive to liberate the mind from thought to allow inner calm.

A money mantra helps us focus when we’re irritated, depressed, or can’t rest our minds so we may transition from a scarcity to an abundance perspective.

A money mantra is short, repeated often, and has a cadence.

  1. Prosperity within me, prosperity around me.
  2. Money is energy, so money is good.
  3. I am abundant, rich, wealthy, deserving, and worthy.
  4. My life is full of wealth beyond money.
  5. Money is in my mind. My mind creates money.
  6. I will be healthy, wealthy, and happy.
  7. I am happy, healthy, and wealthy.
  8. I love money, and money loves me.
  9. Money comes easily, frequently, and abundantly.
  10. Every day, in every way, I am becoming richer and more prosperous.
  11. I think like a millionaire. I act like a millionaire, I feel like a millionaire, I am a millionaire.
  12. Abundance within me, abundance around me.
  13. I radiate prosperity, money, and wealth.

How do affirmations work?

As I said before, what you tell yourself is what you end up believing.

Now, this can take a while, but think about how long we’ve been telling ourselves something, saying it to ourselves several times a day, or just feeling it.

What do you usually say to yourself when you look in the mirror? Or, how do you feel when you look at the amount of money in your bank account?

Affirmations work on both the conscious and unconscious mind. At first, we say a phrase that sounds silly, but we know we “should” say it again and again, so we do.

At some point, those little bits of positive reinforcement start to sink in on a subconscious level, and they keep growing as long as we keep working. In the end, they take the place of negative thoughts.

Jack Canfield, an expert on personal development, says that positive affirmations “help get rid of negative and limiting beliefs and change your comfort zone from one that keeps you stuck in mediocrity to one where anything is possible.”

It helps you say “I can” instead of “I can’t” and replace your fears and doubts with confidence and certainty.

It’s using the power of positive energy to get rid of negative beliefs and develop a positive way of thinking, which can then help bring about positive change.

How to create positive money affirmations

First, you have to write down your affirmation. Then, you have to say it often (aka daily is ideal). Check out how Gem starts writing her positive affirmations and how she does it.

I hope you got how she put her affirmations together. “as if it had happened already.” This is crucial!

Writing in a journal can be a great way to help you sort out your thoughts and feelings.

Keeping a money journal is so helpful, not just in the present, but also for looking back and seeing how far you’ve come.

How to structure an affirmation

The purpose of this article is to help you better understand the structure of a positive affirmation (and what makes it so powerful).

  1. Keep it personal by starting with “I am” and not talking about other people. No one else is here but you.
  2. In the present tense, we say things as if they are true right now.
  3. It should be said in a positive way, not in a bad way. So instead of saying “I won’t spend money on fast food anymore,” say “I’ll spend my money on healthy food that I make at home.” In short, say what you do want instead of what you don’t want.
  4. Make it clear enough for you to picture it.
  5. Keep it short and something that will be easy to remember.
  6. Use words that show how you feel, like lovingly, gratefully, happily, excitedly, easily, confidently, joyfully, hopefully, and so on.
  7. Say (or write) them with feeling and self-assurance!

If you can’t think of what you should say in your affirmations, think about the bad things you say to yourself. These are limiting beliefs, or thoughts that are keeping you from getting what you want.

Write them down, then write the opposite of what you just wrote. Then add words that show how you feel and make it present tense. Done!

How to Begin your Affirmation practice?

Affirmations work best when you say them often (at least once a day) or when you are feeling a certain way (i.e., overwhelmed, depressed, stressed out, etc.).

But the most important thing is to use an affirmation practice regularly.

A lot of people do them in the morning or evening. This is also known as stacking habits (tying one new thing you want to make a habit onto an already existing habit).

Set up your environment, put on some music that calms you down, and make sure you are in a clean, comfortable place.

You might want to start by writing in a journal to clear your mind and calm your body. Then start repeating your money mantra and positive money affirmations.

Say them as many times as you need to feel your energy change if you have a lot of time (see Gem video above).

At first, it might feel strange, but as you do them more, you’ll get used to them. Don’t expect anything from your practice.

Just do it and be present. Allow yourself to change and grow.

How effective are affirmations?

I’ve always said that I’m a skeptic with hope. I want to believe, but I’m not sure yet, and it will take some time for me to change my mind.

That makes sense, but I know it’s stopping me. I need to give it my all, and really, what do I (or you) have to lose? Nothing.

Let’s take a minute to hear how some people who believe in the power of positive thinking and powerful affirmations have changed their lives.

You could say that affirmations helped them get into the mindset of a millionaire.

Oprah Winfrey – She talks a lot about the power of the law of attraction, her part in “The Color Purple,” and her success since then. She says, “The way you think creates the reality for yourself.”

Jim Carrey – He wrote himself a check for $10 million for “acting services rendered” with a date five years in the future and kept it in his wallet. His first big role was in Dumb & Dumber, for which he made $10 million.

Lady Gaga – She always knew she would be famous, and for years she told herself that over and over again. “Every day you say it to yourself… It’s not true yet, so it’s a lie. You keep telling the same lie over and over, and one day it comes true.”

The 10 most powerful money affirmations (for me)

Even though everyone is different, I think it helps to see what other people are doing. So I thought I’d share my money mantra and list of money affirmations…

  1. You are a money magnet.
  2. Money flows freely to me.
  3. I release all resistance to attracting money. I am worthy of a positive cash flow.
  4. There is always more than enough money in my life.
  5. I naturally attract good fortune.
  6. I am financially free.
  7. My income exceeds my expenses.
  8. I deserve to be paid for my skills, time, and knowledge.
  9. I have a positive relationship with money and know how to spend it wisely.
  10. My income increases constantly.

In order to achieve my financial goals, I am focused on reaffirming that I deserve more money.

How Affirmations You can Use for Attracting Abundance and Wealth?

It’s important to know that affirmations are just words and won’t make you rich overnight. You need to plan your finances and work hard to back them up. Both can help you reach your financial goals.

It’s also important to keep learning when using affirmations for wealth and plenty. Find new ways to improve your chances of success. You never know when a book you read might come in handy.

If you know someone with a lot of money, ask them for advice. Conversations with friends can lead to great chances. Some experts are more likely to give advice to someone they know.

Read one or two books about how to handle your money. One more way to make more money is to learn how to invest safely.

If you want to use these affirmations, it’s best to say a few of them three or five times in a row. You can say them when you wake up before you go to sleep, or before meals. Choose a time that works well for you.

You could also write or print them on a card and carry it with you. It should be small enough that you can put it in your bag or backpack.

Then, when you’re feeling down or have some free time, you can look at them and maybe repeat them.

Putting a card on your desk at work is also a good idea. Even if you don’t read the affirmations out loud, just looking at them can boost your motivation. This also helps you remember the words over time.

You might have to say the affirmations for a few weeks before you can tell if they work or not.

This is because it takes the brain longer to switch from one state of mind to another. But if you keep at it long enough, you’ll start going in the right direction.

Better financial knowledge and making better decisions are both good signs. But since everyone’s circumstances are different, the effects will be different for each person.

At some point, your friends and family might notice a change in how you feel and how much money you have.

Even though it’s tempting to stop here, keep in mind that money can go away just as quickly as it came in. Don’t let your guard down, and always manage your money in a safe way.

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Final Thoughts: Money Affirmations

Even if you want to be wealthy, not everyone is naturally good with money.

Still, you can learn how to change your way of thinking to make more money. You can do this with the help of these money affirmations.

You can also try out different things and do let me know if these really changed the way you think!


Harshit Baluja

Harshit is a seasoned writer specializing in online courses and eLearning. With 7 years of experience, he has the ability to craft engaging content that seamlessly integrates technology with learning. His expertise lies in simplifying complex topics, ensuring a seamless learning experience for learners of all levels. Connect with Harshit on Linkedin to get in touch with latest eLearning trends.

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